Fidelity Rewards Visa Signature Review
Mar 12, 2023 By Kelly Walker

Are you searching for a reliable credit card with superb rewards and many benefits? Check out the Fidelity Rewards Visa Signature® Card! With no annual fee and generous rewards, this credit card is an excellent option for budget-conscious consumers who want to maximize their rewards.

By signing up for the Fidelity Rewards Visa Signature®, you’ll receive larger than average cash back on all purchases and special promotions such as monthly bonus points given to those who use their credit cards often.

In this post, we’ll review all the features and perks associated with Fidelity Rewards Visa Signature® so you can decide whether or not it meets your needs.

Overview of the Fidelity Rewards Visa Signature Card

The Fidelity Rewards Visa Signature Card is a valuable credit card for those who want to earn rewards on their daily purchases. With it, you can receive two points for every dollar spent on eligible net purchases. Points accumulate quickly and can be redeemed for cash back, gift cards, travel rewards, merchandise, etc.

The Fidelity Rewards Visa Signature Card also has no annual fee, making it an attractive option for those looking to save money while still earning rewards. The Fidelity Rewards Visa Signature card offers a bonus of 20,000 points when you spend $500 or more in net purchases within the first three months of account opening.

This can be redeemed for up to $200 cash back, gift cards, and more. Fidelity Rewards Visa Signature cardholders can enjoy a 0% introductory APR on balance transfers for the first 18 months from account opening. The Fidelity Rewards Visa Signature Card also offers robust fraud protection so you can shop with peace of mind.

You'll get Zero Liability Protection for unauthorized in-store or online purchases, FICO Credit Score for free, and FICO Fraud Alerts that provide early detection of suspicious activity on your Fidelity Rewards Visa Signature Card account.

Benefits of the Fidelity Rewards Visa Signature Card

The Fidelity Rewards Visa Signature Card is packed with exclusive benefits, making it the best credit card on the market. Fidelity Rewards Visa Signature cardholders can enjoy a host of valuable rewards and perks such as:

  • 2 points per dollar spent in eligible net purchases, with no maximum cap on points earned
  • 20,000-point welcome bonus
  • 0% introductory APR for 18 months on balance transfers
  • FICO Credit Score and FICO Fraud Alerts free of charge
  • Zero Liability Protection against unauthorized purchases
  • Flexible redemption options such as cash back, gift cards, merchandise, or travel rewards
  • No annual fee
  • Travel notifications to help prevent fraudsters from accessing your Fidelity Rewards Visa Signature Card account

These benefits make Fidelity Rewards Visa Signature one of the most attractive credit cards on the market. With its generous rewards and excellent customer service, Fidelity Rewards Visa Signature is ideal for those looking to maximize their rewards without sacrificing security.

How to Earn and Redeem Points with the Fidelity Rewards Visa Signature Card

Earning rewards with Fidelity Rewards Visa Signature Card is easy. You’ll earn two points for every eligible net purchase, with no maximum cap on the points you can accumulate. Fidelity Rewards Visa Signature cardholders also get a generous 20,000-point welcome bonus when they spend $500 or more within their first three months of account opening.

When it comes to redeeming your Fidelity Rewards Visa Signature Card points, you have plenty of options. Points can be redeemed for cash back, gift cards, merchandise, travel rewards, and more. Fidelity Rewards Visa Signature also gives cardholders the flexibility to choose when they want to receive their rewards – you can redeem your points at any time with no expiration date.

The Fidelity Rewards Visa , Signature Card is one of the best cards on the market for those looking to maximize their rewards without sacrificing security. With its attractive rewards, generous bonus, and flexible redemption options, Fidelity Rewards Visa Signature is an ideal choice for anyone seeking a great credit card.

With Fidelity Rewards Visa Signature, you’re sure to get the most out of your credit card. With its robust rewards and excellent customer service, Fidelity Rewards Visa Signature is ideal for anyone looking to maximize their rewards while enjoying exceptional security features. So if you’re in the market for a great credit card, Fidelity Rewards Visa Signature is perfect.

Who is Eligible for a Fidelity Rewards Visa Signature Card

To be eligible for Fidelity Rewards Visa Signature, you must meet the following criteria:

  • Be at least 18 years old
  • Have a FICO Credit Score of 650 or higher
  • Be a U.S. citizen or permanent resident
  • Have no recent history of bankruptcy, delinquency, or charge-offs

Once you’ve met the criteria, Fidelity Rewards Visa Signature is available for applicants with excellent credit. Fidelity Rewards Visa Signature also offers competitive signing bonuses and flexible redemption options, making it an ideal choice for those looking to maximize their rewards without sacrificing security.

So if you meet the eligibility requirements and are looking for a great credit card, Fidelity Rewards Visa Signature is a perfect choice. With its generous rewards, valuable bonus, and flexible redemption options, Fidelity Rewards Visa Signature is ideal for anyone seeking to maximize their rewards without sacrificing security.

Fees Associated with the Fidelity Rewards Visa Signature Card

Fidelity Rewards Visa Signature comes with various fees that cardholders should be aware of. The Fidelity Rewards Visa Signature Card has an annual fee of $0, but there are other associated fees you should keep in mind when considering this card:

•Foreign transaction fee: Fidelity Rewards Visa Signature charges up to 3% for each foreign transaction.

•Balance transfer fee: Fidelity Rewards Visa Signature charges up to 5% of the amount transferred.

•Cash advance fee: Fidelity Rewards Visa Signature charges up to $10 or 5% of the cash advance, whichever is greater.

•Late payment fee: Fidelity Rewards Visa Signature charges up to $40 for late payments.

•Returned payment fee: Fidelity Rewards Visa Signature charges up to $35 for any returned payments.

Pros & Cons of the Fidelity Rewards Visa Signature Card

When considering Fidelity Rewards Visa Signature, weighing the pros and cons is important. Fidelity Rewards Visa Signature offers great rewards, generous bonuses, and flexible redemption options but also comes with a few fees that cardholders should know.

PROS:

•Generous welcome bonus: Fidelity Rewards Visa Signature offers a generous welcome bonus of up to $200 when you spend $1,000 in the first three months.

•Robust rewards: Fidelity Rewards Visa Signature offers an impressive rewards program, allowing cardholders to earn up to 3X points for every dollar spent in Fidelity-branded stores and other select categories.

•Flexible redemption options: Fidelity Rewards Visa Signature allows cardholders to redeem their points for Fidelity-branded products and services, cash back, travel rewards, gift cards, and more.

•Competitive APR: Fidelity Rewards Visa Signature offers a competitive APR of 15.49% - 25.49%.

•Excellent customer service: Fidelity Rewards Visa Signature offers excellent customer service with 24/7 customer support.

CONS:

•Foreign transaction fees: Fidelity Rewards Visa Signature charges up to 3% for each foreign transaction.

•Balance transfer fees: Fidelity Rewards Visa Signature charges up to 5% of the amount transferred.

•Cash advance fees: Fidelity Rewards Visa Signature charges up to $10 or 5% of the cash advance, whichever is greater.

•Late payment fees: Fidelity Rewards Visa Signature charges up to $40 for late payments.

•Returned payment fees: Fidelity Rewards Visa Signature charges up to $35 for any returned payments.

FAQs

Is Visa Signature better than Visa?

Visa Signature offers additional benefits such as travel and purchase protection, extended warranty coverage, concierge services, and more. Visa may offer some of these benefits but not all of them.

What is Fidelity Rewards Visa Signature?

Fidelity Rewards Visa Signature is a credit card offered by Fidelity Investments that rewards cardholders with up to 3X points for every dollar spent in Fidelity-branded stores and other select categories.

Are there any fees associated with Fidelity Rewards Visa Signature?

Yes, Fidelity Rewards Visa Signature has an annual fee of $0, but there are other associated fees that cardholders should keep in mind such as a foreign transaction fee of up to 3%, balance transfer fee of up to 5%, cash advance fee of up to $10 or 5% of the cash advance, whichever is greater, late payment fee of up to $40, and a returned payment fee of up to $35.

Conclusion:

The Fidelity Rewards Visa, Signature Card is a great solution for those wanting to get maximum value from their spending. With no annual fee, high eligibility requirements and an array of features and advantages such as generous rewards on dining/travel purchases - this card offers something for everyone.